Zoto referral bonus of N500 has ended on Monday 25th September, 2017. Today, 26th September 2017, Zoto has come up with another version of referral bonus. This time, the referral bonus is N700. This means that you will get N700 Zotocash for every friend referred on their first transaction and the person you referred will Zotocash of N300

This offer ends very soon, so hurry and start referring friends to Zoto now. The maximum you can get with this new referral bonus is N20,000 in Zoto cash which can be used to pay for Airtime, Data and Bills.


1. For Referrer, (Who is sharing the referral code) N 700 cashback is given on first successful payment of the referee (New User using referral code) while the Refree gets N300 and this is Applicable only when payment is done through ATM/Debit/Credit card.

2. Entire payment done through ZotoCash is not eligible for referral bonus.

3. A card can be used only once to claim referral. You will not get referral reward if card used to make first payment has been used already to claim referral by someone else.

4 Referral reward will be added to ZotoCash within 24hrs of making successful transaction.The maximum amount of Referral reward through this program is N 20,000

Click HERE if you are new into Zoto. It contained the full explanation on how to use Zoto by new Users.


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